General Information and Disclosures

BERMUDA

Coralisle Group Ltd. (“CG”) is a Bermuda based company with commercial operations in Bermuda and the Caribbean. CG is a holding company for regional operating companies in Bermuda, The Bahamas, Barbados, Cayman Islands, Turks and Caicos Islands and British Virgin Islands, and joint ventures in other parts of the world (as provided below).

Coralisle Insurance Company Ltd. is licenced as a Class 3A Insurer by the Bermuda Monetary Authority and offers Personal and Business Property & Casualty Insurance.

Coralisle Medical Insurance Company Ltd. is licensed as a Class B Insurer by the Bermuda Monetary Authority and offers Group and Individual Health Insurance, Group Life Insurance and other employee benefits (Vision, Dental, Accidental Death & Dismemberment, Disability, Critical Illness, Supplemental Accident).

Coralisle Pension Services Ltd. is licenced to conduct Investment Business by the Bermuda Monetary Authority. Coralisle Pension Services Ltd. acts as fund administrator for Coralisle Private Trustee Ltd. and offers Group Pension Plans, Individual Investment Plans, Post-Retirement Products.

Coralisle Life Assurance Company Ltd. is licenced as a Class C Insurer by the Bermuda Monetary Authority and offers individual life insurance products.

The Coralisle Master Retirement Trust (a trust established under the laws of Bermuda) is registered with the Bermuda Pension Commission pursuant to the National Pension Scheme (Occupational Pensions) Act 1998. Coralisle Pension Services Ltd. is the approved administrator of the Coralisle Master Retirement Trust.

Coralisle Private Trustee Ltd. acts as trustee of the non-registered pension plans administered by Coralisle Pension Services Ltd.

BAHAMAS

Security and General Insurance Company Limited is licenced as a General Insurer by the Insurance Commission of The Bahamas and offers Personal and Business Property & Casualty Insurance through various agents and brokers.

Atlantic Medical Insurance Limited is licenced as a Long Term Insurer by the Insurance Commission of The Bahamas and offers Group and Individual Health Insurance, Individual and Group Life Insurance products and other employee benefits (Vision, Dental, Accidental Death & Dismemberment, Disability, Critical Illness, Supplemental Accident).

Coralisle Pension Services (Bahamas) Ltd. is licenced as a firm (i) dealing in securities as agent; (ii) arranging deals; (iii) managing securities; and (iv) advising on securities by the Securities Commission of The Bahamas. They offer Group Pension Plans, Individual Investment Plans and Post-Retirement Products.

Coralisle Pension Services Ltd. is the fund administrator for Coralisle Pension Services (Bahamas) Ltd.

Nassau Insurance Brokers and Agents Limited is licenced as an Agent and Broker by the Insurance Commission of The Bahamas. Nassau Insurance Brokers and Agents Limited acts as agent solely for Security and General Insurance Company Limited.

CAYMAN

British Caymanian Holdings Company Limited is a Cayman Islands holding company which owns British Caymanian Insurance Company Limited and British Caymanian Insurance Agencies Limited.

British Caymanian Insurance Company Limited is licenced as a Class A Insurer by the Cayman Islands Monetary Authority and offers Personal and Business Property & Casualty Insurance.

British Caymanian Insurance Agencies Limited is licenced as an insurance broker by the Cayman Islands Monetary Authority. British Caymanian Insurance Agencies Limited acts as agent to Coralisle Medical Insurance Company Ltd., Coralisle Pension Services Ltd. and Coralisle Life Assurance Company Ltd. in the Cayman Islands.

Coralisle Medical Insurance Company Ltd. is licenced as a Class A Insurer by the Cayman Islands Monetary Authority. 

Coralisle Pension Services Ltd. holds a restricted trust licence with the Cayman Islands Monetary Authority.

Coralisle Pension Services Ltd.’s pension plan is registered with the Cayman Islands National Pensions Office.

Coralisle Life Assurance Company Ltd. is licensed as a Class A Insurer by the Cayman Islands Monetary Authority.

BRITISH VIRGIN ISLANDS

Coralisle Insurance (BVI) Ltd. is licensed as a Category A Insurer by the British Virgin Islands Financial Services Commission and offers Personal and Business Property & Casualty Insurance as well as Group and Individual Health and Life Insurance and other employee benefits (Vision, Dental, Accidental Death & Dismemberment, Disability, Critical Illness, Supplemental Accident).

Coralisle Insurance Company Ltd. is licenced as a Category B Insurer by the British Virgin Islands Financial Services Commission.

Coralisle Medical Insurance Company Ltd. is licenced as a Category B Insurer by the British Virgin Islands Financial Services Commission.

Coralisle Life Assurance Company Ltd. is licenced as a Category B Insurer by the British Virgin Islands Financial Services Commission.

TURKS & CAICOS ISLAND

Coralisle Insurance Brokers (TCI) Ltd. is licenced as an Insurance Broker by the Turks and Caicos Islands Financial Services Commission.

Security and General Insurance Company Limited holds a non-life insurance licence by the Turks and Caicos Islands Financial Services Commission.

Coralisle Medical Insurance Company Ltd. is licenced as an Insurer by the Turks and Caicos Islands Financial Services Commission.

BARBADOS

Coralisle Medical Insurance Company Ltd. is licenced as an Insurance Company by the Barbados Financial Services Commission and offers Group and Individual Health and Life Insurance products and other employee benefits (Vision, Dental, Accidental Death & Dismemberment, Disability, Critical Illness, Supplemental Accident) through various brokers and agents.

INTERNATIONAL

Coralisle is the global brand used by Coralisle Group Ltd. and its subsidiaries. The Coralisle global brand is also referred to as CG. 

In Bermuda, the companies which form the CG Group are Coralisle Insurance Company Ltd., Coralisle Medical Insurance Company Ltd., Coralisle Pension Services Ltd., Coralisle Life Assurance Company Ltd., and Coralisle Private Trustee Ltd. 

In The Bahamas, the member companies of the CG Group are Security and General Insurance Company Limited, Atlantic Medical Insurance Limited and Coralisle Pension Services (Bahamas) Ltd. Security and General Insurance Company Limited, Nassau Insurance Brokers and Agents Limited and Atlantic Medical Insurance Limited which operate under the brands of CG Atlantic General, CG Atlantic Agents and CG Atlantic Medical & Life. 

In Cayman, the member companies of the CG Group are British Caymanian Holdings Limited, British Caymanian Insurance Company Limited and British Caymanian Insurance Agencies Limited which operate under the brand of CG BritCay. 

In the British Virgin Islands, the companies of the CG Group include Coralisle Insurance (BVI) Ltd.

In Turks & Caicos, the companies of the CG Group include Coralisle Insurance Brokers (TCI) Ltd.

CG Group companies are licensed or otherwise approved to transact business in various countries and jurisdictions. Several of the CG Group's member companies hold various licences to operate in multiple jurisdictions. Certain services and products described on this website are not available to all users because of regulatory restrictions and therefore availability of certain services and products vary by jurisdiction.

CG Group’s Property and Casualty Insurance operations offer the following product brands: Road User, Home Options, Business Options, Office Options, Condo Options as well as Travel Insurance, Contract Works Insurance, Professional Indemnity Insurance, Director’s and Officer’s Liability Insurance and Cyber Risk Insurance.

CG Group’s Health Insurance operations offer the following product brands: Premier Health, Solus Health, Provident Plan and Island Plan as well as basic plans mirroring the minimum legislated plans (e.g. HIP, SHIC). Additional employee benefits are also offered – Dental and Vision Insurance, Group Life Insurance, Long- and Short-Term Disability Insurance, Accidental Death & Dismemberment Insurance, Critical Illness insurance and Supplemental Accident Insurance.

CG Group’s pension operations offer the product branded “Custodian” as well as Individual Investment Plans and Post-Retirement Products.

CG Group’s Life Insurance operations offer the product brand “Life Choices”.

Coralisle Insurance Company Ltd., Coralisle Medical Insurance Company Ltd., Coralisle Life Assurance Company Ltd., Security and General Insurance Company Limited, Atlantic Medical Insurance Company Limited and British Caymanian Insurance Company Limited are rated A (Excellent) by A.M. Best.

GENERAL DISCLOSURES

All investments bear risk and there can be no assurance that the investment objective projected will be achieved. The risk of loss from investing can be substantial. Clients must be prepared to bear the risk of loss on their investment.

Investment return is uncertain and may vary significantly from what is stated or implied. Additionally, past performance is not indicative of future returns.

The material contained on this website is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer is against the law, or to anyone whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so.

WEBSITE

CG intends to use this website as a means of disclosing material non-public information and complying with its disclosure obligations under various laws and regulations. Accordingly, clients should monitor this disclosure section of CG’s website frequently and review before making any decision to purchase a product or service.

This website, including all related equipment, networks, and network devices are provided for authorized users only. All records, reports, email, software and other data received by or residing upon this website are strictly confidential and the property of CG. Any unauthorized user who knowingly accesses this website, or knowingly modifies the contents of this website may be guilty of an offense.


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